Who We Are

American Enterprise continues to be recognized throughout the industry as a company with excellent financial strength. This allows us to be able to provide you with greater solutions to protect the health, happiness, and financial security of your entire family.


Rated A- (Excellent) by A.M. Best

In March 2018, A.M. Best Company, Inc. affirmed the Financial Strength Rating (FSR) of A- (Excellent) of five of American Enterprise Group, Inc.’s insurance subsidiaries and upgraded Great Western Insurance Company's FSR to A- (Excellent) from B++ (Good). Our A- (excellent) rating is fourth highest of 15 possible ratings given by A.M. Best Company. As an independent, non-government company, A.M. Best does not recommend products or services but does provide independent opinions of a company’s overall financial strength.


Our Story

Our roots date back to the inception of American Republic Insurance Company in 1929. The company was founded by Watson Powell, a pioneer in the health and accident insurance business. Medico Insurance Company was founded in 1930 as a health and accident association under the title Central Catholic Casualty Company with home offices in Columbus, NE. Great Western Insurance Company was established in 1983 in Ogden, UT, by John E. Lindquist, owner of Lindquist Mortuaries & Cemeteries. Medico Insurance Company was acquired in 2012, and Great Western Insurance Company was acquired in 2018.

Today, American Enterprise has seven insurance companies under the American Republic®, Great Western, and Medico® brands. These companies are licensed in 49 states, plus the District of Columbia. Our insurance products are marketed through various distribution channels, including independent agents, career agents, direct marketing, funeral homes, and distribution partners. They include American Republic Insurance Services® and Americare Group®.

Our Leadership Team

  • Tom Swank, Chief Executive Officer

    Tom Swank is Chief Executive Officer at American Enterprise. He assumed this role in April 2015.

    Prior to joining American Enterprise, Tom served as President and Chief Executive Officer at Aegon Asset Management U.S., an asset management company with approximately $150 billion under management. Previously, Tom was President and Chief Executive Officer of Aegon’s Individual Savings & Retirement division, which markets mutual fund and annuity products nationally under the Transamerica brand.

    Before joining Aegon, Tom spent 17 years with Security Benefit Corporation, as President and Chief Operating Officer. He held earlier roles with US West, United Bank of Denver, and the Federal Reserve Bank of Denver.

    Tom holds a Bachelor of Science in Business Administration from Miami University of Ohio and a Master of Business Administration from the University of Colorado.

  • Tim Hall, Executive Vice President, Business Development

    Prior to joining American Enterprise, Tim Hall was President and CEO of Medico Insurance Company located in Omaha, NE. In 2012, American Enterprise acquired Medico, and Tim was appointed Chief Operating Officer. In 2015, Tim assumed his current role as Executive Vice President of Business Development.

    Before joining Medico, Tim served as the Director of Insurance for the state of Nebraska.

    Tim holds a Juris Doctorate from Creighton University.

  • Dave Keith, Executive Vice President, Chief Operating Officer

    Prior to joining American Enterprise in January 2015, Dave Keith was Senior Vice President at Clinical Reference Laboratory, where he assisted the leadership team in developing a business strategy for the business unit by providing risk assessment solutions at point of sale for the life insurance industry.

    Before joining Clinical Reference Laboratory, Dave was Founder and Chief Executive Officer of se2, a business processing outsourcing company that administers life and annuity products for insurance carriers. He held earlier roles as Chief Information Officer and Senior Vice President of Operations with Security Benefit.

    Dave holds a Bachelor of Science in Economics and Business Administration from Saint Mary’s College of California.

  • Mark Movic, Chief Financial Officer

    Prior to joining American Enterprise in 2013, Mark Movic spent 30 years with Principal Financial Group. From 2004 to 2006, he served as Vice President and Chief Financial Officer of Principal’s Health Division before joining Delta Dental of Iowa as Risk Management Director.

    Mark holds a Bachelor of Science in Business Administration from Drake University. He is a Fellow of the Society of Actuaries and a Member of the Academy of Actuaries.

  • Eric Nemmers, Vice President, General Counsel

    Prior to joining the organization in 2011, Eric Nemmers served as legislative counsel for the Iowa Medical Society.
     
    Eric holds Bachelor of Arts, Master of Health Administration, and Juris Doctor degrees from the University of Iowa.

  • Susan Voss, Vice President, Government Relations

    Prior to joining American Enterprise in 2015, Susan Voss spent 30 years in state government with over 20 years at the Division of Insurance, most recently as the Insurance Commissioner for the State of Iowa. In 2011, she was elected by her peers to serve as the President of the National Association of Insurance Commissioners.

    Susan is a graduate of Simpson College in Indianola, IA, and holds a Juris Doctorate from Gonzaga University.

  • Margaret (Meg) Brown, Vice President, Chief Administrative Officer

    Prior to joining the company in 2003, Meg Brown was a Manager at Wellmark Blue Cross/Blue Shield of Iowa for 15 years.

    Meg holds a Bachelor of Science in Nursing from St. Olaf College and a Master of Arts from University of Northern Iowa. She has achieved AHIP, LOMA, and CLOP designations.

  • Dennis Case, Vice President, Agency Sales

    With more than 37 years of experience in the insurance industry, Dennis Case has a strong background in both direct and career distribution channels.

    Dennis joined American Enterprise in 2015. He has previously served as Vice President at Bankers Life & Casualty. Dennis also spent six years as Vice President at Universal American Financial Corporation.

  • Debbie DeCamp, Assistant Vice President, Marketing Communications

    With more than 20 years of marketing experience, Debbie DeCamp joined American Enterprise in 2017. Prior to joining the company, Debbie was Vice President, Marketing Director at Bank Iowa.

    Debbie holds a Bachelor of Arts in Journalism and Mass Communication from Drake University.

  • Nathan Felix, Managing Director, Great Western Insurance Company

    Prior to joining American Enterprise, Nathan was Chief Financial Officer of Great Western Insurance Company (GWIC) located in Ogden, UT. When American Enterprise acquired GWIC in 2018, Nathan was appointed Chief Operating Officer of GWIC’s operations.

    Nathan holds a Bachelor of Science from Brigham Young University, where he studied International Finance. He also has a Master of Business Administration from the University of Utah. Currently, Nathan serves on the Ogden Weber Applied Technology College and Hospice Care of Northern Utah Foundation boards.

  • Joan Hentschel, Vice President, Chief Actuary

    With more than 25 years of experience in the insurance industry, Joan Hentschel joined American Enterprise in 2017. Prior to that, Joan was Life Chief Actuary at American Family Life Insurance Company for two years. From 2014 to 2015, she served as Managing Actuary for PricewaterhouseCoopers as its lead advisor on principles based reserving for life insurance. Joan worked for FBL Financial Group from 2008 to 2014 with primary accountability overseeing the actuarial modeling team.  Joan started her actuarial career at Principal Financial Group, where she was employed for more than 15 years with primary roles in the individual life insurance division.

    Joan holds a Bachelors of Business Administration in Actuarial Science from University of Wisconsin – Madison. She is a Fellow of the Society of Actuaries and a Member of the Academy of Actuaries.

  • Medha Johnson, Vice President, Human Resources

    Medha Johnson has more than 29 years of experience. Prior to joining American Enterprise in 2007, Medha was Director of Global Compensation and Benefits at Sitel Corporation. From 2000 to 2004, she served as Manager of Benefit Plans and Administration at Ball Corporation. Before that, she was with Gateway Corporation for seven years as Senior Manager of Benefits.

    Medha holds a Bachelors of Arts degree from Luther College and a Master of Science from Loyola University.

  • Sara Lehan, Vice President, Controller

    Prior to joining American Enterprise in 2013, Sara Lehan was at Ernst & Young LLP, where she held various auditing roles from 2002 to 2009.

    Sara holds a Bachelor of Arts in Accounting from Simpson College. She is a Certified Public Accountant and a graduate of the Greater Des Moines Leadership Institute Community Leadership Program, Class of 2015. Sara currently serves as Treasurer on the Board of Governors for the Greater Des Moines Leadership Institute.

  • Anne Nizzi-Clark, Vice President, Product and Marketing

    Prior to joining the company in 2015, Anne Nizzi-Clark served in several marketing positions with Delta Dental of Iowa for four years. From 2003 to 2011, she held various managerial marketing positions at Wells Fargo Financial. Before that, she was with Principal Financial Group for eight years as a Marketing Consultant.

    Anne holds a Bachelor of Arts degree in English from University of Nebraska – Omaha. She has achieved Iowa Life and Health and Series 6/63 licenses.

  • Dave Peters, Vice President, National Sales Leader

    Dave Peters began his career with American Enterprise in 2011 as a Sales Director. In 2016, he was promoted to his current position to lead the day-to-day operations of the sales force, develop programs and initiatives to enhance sales strategies, and advance American Enterprise’s sales throughout the United States. Before joining American Enterprise, he gathered 25 years of sales and management experience in the insurance industry, during which he worked for Mutual of Omaha for 19 years in a variety of marketing and management positions.

    Dave holds a Bachelor of Science degree in Business Administration from University of Nebraska in Lincoln, NE.

Our Annual Meeting

  • Voting Procedures and Ballot Requests

    The annual meeting of American Enterprise Mutual Holding Company (the "Company") is held each year at 9 a.m. on the first Tuesday in March. At the annual meeting, members elect the Company's directors and transact any other business properly coming before the annual meeting. The next annual meeting is scheduled for Tuesday, March 5, 2019. The annual meeting is held at the principal office of the Company, which is located at 601 Sixth Avenue in Des Moines, IA.

    Voting procedures

    At every annual meeting, each member who was a member of record on a date fixed by the Board of Directors shall have one vote upon any proposition coming before the meeting. The record date will not be more than 90 days prior to the annual meeting. Votes may be cast in person or by a ballot furnished by the Company, signed by the eligible voter, and mailed or personally delivered by the eligible voter to the principal office of the Company. To be counted, a ballot must include the policy or contract number or numbers or the billing number or numbers, be completed as prescribed in the instructions, and reach the principal office no later than the business day prior to the meeting at which it is to be voted.

    How to request a ballot or additional information

    An eligible voter who wishes to vote by ballot without attending the annual meeting may do so by requesting a ballot from the Secretary of the Company at least fifteen (15)  days prior to the meeting. The request should be sent to:

    American Enterprise Mutual Holding Company
    Attn: Corporate Secretary
    601 Sixth Ave.
    Des Moines, IA 50309

    Or call toll free at (888) 787-2244.

    *Policyholders of American Republic Insurance Company, American Republic Corp Insurance Company, Medico Insurance Company, Medico Corp Life Insurance Company, and Medico Life and Health Insurance Company are members of American Enterprise Mutual Holding Company (the "Company"). As a member of the Company, the membership interests consist of the right to vote at an annual or special meeting of the Company for the election of directors and on any proposition submitted to a vote of the members, as provided by the Articles of Incorporation and the Bylaws of the Company, and such other rights as provided by law.

  • Annual Report

    Click here to view the most recent American Enterprise Annual Report.